Financial experts have been arguing for years about the pros and cons of home ownership. There is no black and white answer that applies to everyone. The truth is, it depends on your situation. Various monetary, lifestyle and personal factors all contribute to whether it’s...
So your real estate agent has recommended that you speak to a mortgage broker and get your paperwork ready before you start looking for a house. What kind of paperwork is the mortgage broker going to ask for? Thanks to Mark Brennan of Dominion Lending Centres for putting...
Thanks to Jenn Widney from the Erin Kelly Mortgage Team for providing this list! Job letter and pay stub for all applicants: All applicants must provide a letter from their current employer on company letterhead. This letter must include your name, date of hire, job title,...
It's spring and many first time home buyers are falling in love...
Thanks to Kelly Edmonson from the Erin Kelly Team for this advice RATE is a 4 Letter Word When someone asks me “What’s the best rate out there?” I just want to scream! I mean really, before jumping into the RATE, at least buy me dinner! Seriously though, that is...
The signs were there. Fall 2013- I had been involved in 4 consecutive multiple offers, inventory was tight and spring was going to be worse. January 31 the reality sank in. It is going to be one of those spring markets where houses come on...